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Deposit Accounts
Checking Accounts
|
Personal Checking Accounts
| Benefits/ Checking Plans |
Premier Checking |
Premier Gold Checking available to persons 50+ |
Value Plus Checking |
Free Checking |
| Minimum Balance to avoid service charge |
$1,000 | None | None | None |
| Earns Interest |
On balances over $1,000 |
On balances over $1,000 |
No | No |
| Free Checks |
Yes | Yes | Yes | No |
| Monthly Fee |
$10 fee waived by maintaining $10,000 relationship balance |
None | $7 monthly fee |
None |
| Additional Benefits |
|
|
|
Listed below |
Banking Conveniences Check return available for a nominal fee.
Premier Checking
Premier Gold Checking
Free Checking
These additional benefits are available with every MidCountry Bank checking account.
MidCountry Investments. (Not FDIC insured)
Premier Checking is our most comprehensive interest-bearing account offering the easiest selection of banking and financial services.
Premier Gold Checking is available to persons 50 & older with no monthly fee plus you can still earn interest.
For people on the go, this account offers free checking, no minimum balance or monthly fee and other easy conveniences.
| Checking Plans |
Average Minimum Balance* | Charge for Credits |
Charge for Debits |
Check Deposit Charge |
Earns Interest |
Monthly Maintenance Fee |
Addtional Benefits |
| MidCountry Community Checking |
$1,000 | None | First 100 Free 30¢ each over 100 |
First 100 Free 30¢ each over 100 |
Available to nonprofit & sole proprietors |
$10 fee waived by maintaining a $1,000 balance | Free Direct Deposit. Safe keeping of checks-$4. Merchant Visa/MasterCard available. Free Online Banking & Bill Pay. 24-Hour Telephone Banking. Cancelled checks returned upon request for $4 per month. |
| MidCountry Commercial Checking |
None | 30¢ per deposit |
15¢ each | 8¢ each | Earnings credit 90% of 90-day (CMT) T-Bill |
$15 fee |
Free Direct Deposit. Safe keeping of checks-no charge. Merchant Visa/MasterCard available. Online Banking & Bill Pay. 24-Hour Telephone Banking. |
| Benefits/ Savings Plans |
Value Savings |
Premier Savings |
Money Market Savings |
| Minimum Opening Balance |
$100 | $500 | $1,000 |
| Minimum Balance to avoid service charge |
$100 | $500 | $1,000 |
| Service Charge |
$3, if balance falls below $100 see below |
$10, if balance falls below $500 |
$10, if balance falls below $1,000 |
| Earns Interest Account |
Tiered based on balances |
Tiered based on balances |
Tiered based on balances |
| Monthly Statement |
Yes | Yes | Yes |
Value Savings Account
Ideal for the busy or retired individual who enjoys the convenience and safety of direct deposit. Access your funds at any time. Earn interest on balances and have the convenience of 24-hour ATM services. Monthly fee waived if minimum balance is maintained. Minimum balance waived with auto transfer of $25 or more from checking, or direct deposit into this account.
Premier Savings Account
Designed for the higher balance individual offering a great interest rate.
Money Market Account
A serious investment tool that combines a higher rate of interest with the freedom of liquidity. Add to, or withdraw from your account at any time.
Health Savings Account
Health Savings Accounts (HSAs) are changing health care as we know it today by putting the consumer in control of the health care they receive. A Health Savings is a tax-exempt account in which funds accumulate for the purpose of paying qualified medical expenses.
Visit our
Health Savings website if you would like more information about HSAs or would like to to open a Health Savings Account.
(Age 0-18)
Designed for the younger generation! Good saving and investment habits start early. Your interest compounds monthly and you can make a deposit of any amount at any time.
