Construction Loan Program

Construction Mortgage Program

Building a house is not something you go into alone.  Trustworthy, approachable, and knowledgeable, we deliver service so you can enjoy the fun of watching your dream home evolve.

Residential Construction Loans

Building a home has a lot of moving parts and you want to focus on the look and feel of your house knowing that you have a partner that “has your back” managing the necessary details. A construction loan from MidCountry Mortgage provides interest-only financing solutions so you can count on having the funds you need at just the right time during the building process.  We want to make new home construction a memorable and rewarding experience for you.

Ideal for borrowers who:

  • Prefer custom home solutions
  • Have found the “perfect  location”
  • Appreciate working with an experienced, dedicated team from start to finish
  • Desire options and competitive terms
  • Appreciate responsive and convenient communication between you, your builder and MidCountry facilitated by a cloud-based digital tool that simplifies and expedites the draw process

Permanent financing highlights:

  • Conventional financing up to 95% Loan-to-Value
  • FHA financing up to 96.5% Loan-to-Value
  • VA financing up to 100% Loan-to-Value
  • Competitive rates, flexible terms

Construction loans are a unique product and the MidCountry Mortgage team has a reputation for delivering unsurpassable service. We’re ready to get started! Are you?

Let MidCountry Bank Be Your Powerful Ally in Your Homeownership Journey!

Apply Online Now

Minimum and Maximum loan amounts apply. Rates and programs subject to change at any time. Loans subject to borrower qualifications, property evaluation and credit approval. All rates and program guidelines subject to change without notice based on consumer eligibility and marketing conditions. All loans subject to credit approval and compliance with underwriting standards.

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Chat with us

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PURCHASING OR REMODELING A HOME?

GET MONEY TODAY

Get Started Now

 

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Contact Our Experts

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PURCHASING OR REMODELING A HOME?

GET MONEY TODAY

Get Started Now

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