Business and commercial Checking Accounts from MidCountry Bank

Business and Commercial Checking Solutions

More than just a checking account

A MidCountry Bank checking account provides the right foundation to manage your business’s finances.  But that’s not all.  At MidCountry, our responsive bankers want to see you and your business succeed and will do everything possible to make that happen.

Find the best product to fit your needs with our MidCountry4Me Product Selector.

Your New Business Checking Account Starts here Apply Now

Reap the rewards of smart banking.  Our business banking experts will help you identify the best fit for your business needs.  Efficient account management allows you to focus on the needs of your business and your customers, and rewards you for being a loyal MidCountry Bank customer.

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Business Value Checking

Business Flex Checking

Business Analysis Checking


Overview 

Ideal for business with modest transaction activity. A low cost account with all the essential services.

Designed for growing businesses with expanding needs. Accommodates fluctuating activity levels with a focus on efficiency.

Best suited for higher volume accounts and businesses looking for a full suite of cash management services.

Interest Option 

 

Available

 

Service Charge

None

No service charge if a $2,500 average collected balance is maintained. $12 monthly service charge if the minimum balance is not maintained.

$16 monthly service charge is assessed, subject to earnings credit allowance.

Transaction Fees

100 items1 per statement cycle at no cost; $.40 each over 100.

250 items1 per statement cycle at no cost if an average collected balance of $2,500 is maintained. OR 500 items1 per statement cycle if an average collected balance of $5,000 is maintained. $.40 each over the allowances noted above.

Earnings Credit is used to offset transaction costs each statement cycle. Usage Fees Include: $.30 per deposit, $.10 per deposited item, $.16 per check written, $.12 per ACH debit or credit item received.

Business Debit Card

Free nationwide access to MoneyPass® ATM Network. Make purchases anywhere Mastercard® is accepted.

Free nationwide access to MoneyPass ATM Network. Make purchases anywhere Mastercard is accepted.

Free nationwide access to MoneyPass ATM network. Make purchases anywhere Mastercard is accepted.

Check Orders

Enjoy up to a $150 discount on your first order with a new checking relationship.

Enjoy up to a $150 discount on your first order with a new checking relationship.

Enjoy up to a $150 discount on your first order with a new checking relationship.

Business Online Banking

Complimentary basic service when you enroll your account for eStatements.

Complimentary basic service when you enroll your account for eStatements

Complimentary basic service when you enroll your account for eStatements.

Business Mobile Banking

Available to Online Banking users.

Available to Online Banking users.

Available to Online Banking users.

Business Ready Reserve2

 

First year annual fee waived.3

First year annual fee waived.3

Business Loans2

 

Loan origination fees waived (up to $100) during the first year of the business relationship.

Loan origination fees waived (up to $100) during the first year of the business relationship.

Money Market Preferred Rate

 

 

Qualify for one year of preferred rates on balances over $25,000 when you open a Money Market for your business.

 


Apply Online Today


Apply Online Today


Apply Online Today

1. Items include a deposit, each check deposited, each check written, each ACH debit/credit.
2. Subject to credit approval and underwriting standards. Benefit applies to business purpose loans only.
3. Subsequent renewal fee is $25 annually.

 

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