California Residents Civil Code

Mortgage tools and resources provided by MidCountry Mortgage

CA Residents-Civil Code 2923.5

If you are now struggling to stay current on your mortgage payment, this plan may offer you assistance. You may be eligible for a loan modification. Prior to contacting MidCountry Mortgage, please gather the following information:

  • Information about the monthly gross income of your household, including recent pay stubs or documentation of income you receive from other sources
  • Your most recent income tax return
  • Information about any second mortgage on your home
  • Payments on each of your credit cards, if you are carrying balances from month to month
  • Payments on any other loans, such as student loans and car loans

Whether you are in foreclosure now or worried about it in the future, please contact MidCountry Mortgage toll-free at 1-877-415-1020.

You can contact HUD to find a HUD-certified housing counseling agency at 1-800-569-4287 or TTY 1-800-877-8339 or click here to learn more.

Minimum and Maximum loan amounts apply. Rates and programs subject to change at any time. Loans subject to borrower qualifications, property evaluation and credit approval. All rates and program guidelines subject to change without notice based on consumer eligibility and marketing conditions. All loans subject to credit approval and compliance with underwriting standards.

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