Home Equity Line of Credit with Optional Rate Locks

Home Equity Rates as Low as 5.00% APR*

Go Ahead and Dream.

Dreaming up big plans? You could get there faster than you think! Whether your plans include tackling that long awaited home improvement project, covering a major purchase, or rewarding yourself with a dream vacation, using the equity in your home could be the ticket.

MidCountry Bank stands ready to assist with exceptional rates for the spring season. Our Home Equity Line also now offers a flexible option to lock in rates on some or all of your loan.

We’re ready to help! Let’s get started.

We're ready to help! Let's get started.

Call us at 1-877-874-7376 Apply Online Visit a location near you

* Offer available through 7/31/18 and subject to credit approval and underwriting standards. Rates, terms and conditions effective as of 6/14/18. Offer valid for new loans with a minimum of $10,000 approved. Existing MidCountry Bank customers may refinance with a minimum of $10,000 additional credit. The Annual Percentage Rate (APR) for qualified applicants is variable, subject to change, and consists of the Prime Rate as published in the Wall Street Journal plus a margin of 0% for the life of the loan with a floor of 4.25% APR. This preferred rate assumes a credit score above 760 and an LTV of up to 89.99%. If the borrower does not meet qualifying criteria, the APR may range up to Prime plus a margin of 2.99% and will be determined by the occupancy status of the property, combined LTV and credit worthiness. Standard closing costs apply, with borrowers responsible for certain fees to third parties such as appraisers, credit reporting firms and government agencies, which are generally between $150.00 and $1500.00. Property insurance is required.