Common Mortgage FAQs
The benefits of homeownership await you. Let MidCountry Bank open that door by answering some frequently asked questions about securing a mortgage.
If you're thinking about buying a home, review these FAQs about how to get started.
Q: What is your online application like?
A: Our online application is very easy to complete. We'll ask you about your personal finances and the property (home). You'll probably be able to answer the questions off the top of your head.
The application is broken down into sections and you can track your process through each section at the top of the screen. It should take only a few minutes to complete a short application and a home loan expert will follow up with you.
Q: I'm providing personal data on the application. How secure is this website?
A: MidCountry Bank uses state-of-the-art technology to ensure that our customers' information is extremely secure. E-commerce safety protocol is followed, and all customer information is encrypted using Secured Socket Layered (SSL) technology, supported with digital certificates provided by GeoTrust, Inc. In addition, firewall and other network security technology is utilized to protect internal data systems from unauthorized access.
Q: How do I obtain a free annual credit report?
A: Order a once-a-year free credit report at the website AnnualCreditReport.com. Contact a MidCountry Bank Mortgage Sales Representative with additional questions.
Q: Whom do I contact for a personal, friendly, professional, no-obligation conversation about applying for a mortgage that best suits my personal and financial needs?
A: For first-rate mortgage consultation, contact your MidCountry Bank mortgage advisor—of course!
Complete Homebuyer's Mortgage Guide
Minimum and Maximum loan amounts apply. Rates and programs subject to change at any time. Loans subject to borrower qualifications, property evaluation and credit approval. All rates and program guidelines subject to change without notice based on consumer eligibility and marketing conditions. All loans subject to credit approval and compliance with underwriting standards.