Personal Loans

Quick Access To Cash When You Need It

MidCountry Bank Experts can help you choose a wide range of lending solutions to help you have more control over your funds, assets and financing needs.
Need extra money? MidCountry Bank makes it easy with a personal loan that can help with everyday situations, like debt consolidation, cash management, home improvements, special events, or unplanned expenses.

Auto Loans

Does it seem like you need to be a world class negotiator to buy a new car? With a pre-approved auto loan from MidCountry Bank, buying the new or used vehicle you want can be quick and easy. We can "pre-approve" you for the amount you need before you visit the dealership with no obligation to take the loan.
Dealers will view you as a cash customer to place you in a much better bargaining position. You'll have the ability to negotiate a better price and, in most cases, drive away the same day.

  • Quick and convenient application process
  • Funds available quickly

Recreational Loans

Buy or refinance your recreational vehicle with MidCountry Bank. With a MidCountry Bank Auto Loan, you'll get competitive rates and a flexible repayment plan. We'll also help you figure out what financing program is right for you.

  • Predictable budgeting with just right loan sizes and terms
  • Convenient options to receive funds for purchases

Personal Line of Credit

Provides security knowing funds are available when you need them.

  • Unsecured line of credit for qualified borrowers
  • Credit lines start at $5,000
  • Variable interest rate

Ready Reserve

Add Overdraft Protection to your checking account to avoid bouncing a check, having a debit card denial or overdrawing your account.

  • Allows you to link to your checking account
  • Activates only when your checking account balance falls below zero
  • Transfers $200 increments to bring your checking balance up to zero
  • Provides low annual fee
  • Allows for a flexible monthly repayment

Learn more

All loans subject to credit approval and compliance with underwriting standards.

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