Positive Pay

Mitigate Fraud Risk With Positive Pay

Positive Pay Processing

Positive Pay enhances cash control and minimizes risk from unauthorized or altered checks. Contact a Business Banking Expert today.


Increase Security

  • Positive Pay is a fraud prevention tool that minimizes the risk of loss from check fraud and ACH transactions
  • Checks you have written are systematically compared to checks that are presented for payment to detect those that do not match on check number, dollar amount and payee
  • ACH transactions that are presented for payment are compared to the authorized transactions listed to detect fraudulent transactions not authorized by the client. 
  • On a daily basis, you access an exception report to view any discrepancies and you make the decision to pay or return the checks/ACH transactions

Features and Benefits

  • Any business can utilize Positive Pay
  • No software to download
  • Access the Positive Pay web site through Business Online Banking daily and make pay or return decisions on any items that show as exceptions
  • Allows the identification of potential fraudulent items quickly vs. waiting until you receive your monthly statement and then identifying a problem

How it Works

  • Upload your check issue file through the Positive Pay application in Online Banking
  • Access the Positive Pay web site daily and make pay or return decisions on any items that show as exceptions
  • Create a list of authorized/blocked ACH transactions through the Positive Pay application in Business Online Banking.
  • Identify potential fraudulent items

 Additional Services

 

Chat with us

Find a branch

Contact Our Experts

PURCHASING OR REMODELING A HOME?  

GET MONEY TODAY

Get Started Now

Chat with us

Find an Expert

MidCountry4Me Product Selector Button

Chat with us

Find an Expert

MidCountry4Me Product Selector Button

 

Chat with us

Find a branch

Contact Our Experts

PURCHASING OR REMODELING A HOME?

GET MONEY TODAY

Get Started Now

 

Chat with us

Find an Expert

Contact Our Experts

NEED MONEY?

WE ARE MAKING LOANS

Contact Us Today 

 

Contact Mortgage Experts

Find a branch

Apply Online

PURCHASING OR REMODELING A HOME?

GET MONEY TODAY

Get Started Now

Share

Footer Logo
FDIC
Equal Housing Lender