ZBAs from MidCountry Bank

ZBA

Minimize Idle Balances With Zero Balance Accounts

ZBA Solutions

Use your ZBA to streamline payroll or general disbursements, as well as deposit collection.

If you have multiple accounts for different divisions that you want to have separate management of, while still having centralized control, this is the service for you. It eliminates idle/non-productive balances and automatically moves money to where you have directed it. No need for manual transfers, and you can always be sure that unused cash is working for you.

Some common applications for a ZBA are linking an operating account to a payroll account or a merchant card account.

Features and Benefits

  • Increases efficiencies
  • Simplify account reconciliation
  • Minimizes potential of overdrafts and use of uncollected funds
  • Ability to tier accounts if needed
  • Consolidate your company's cash into one primary account.

How it Works

  • You determine which accounts to link and if the account has a zero or target balance.
  • Each business day, money is moved between the accounts as per your set-up.

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